Apple has expanded its Tap to Pay on iPhone feature to five new countries in Europe: Austria, Czechia, Ireland, Romania, and Sweden. Tap to Pay allows businesses to use an iPhone as a contactless payment terminal, enabling customers to complete transactions by tapping their contactless card, iPhone, Apple Watch, Android device, or Wear OS watch using NFC technology.
Supported on all iPhones starting with the iPhone XS, Tap to Pay ensures transactions are secure by processing payments through the Secure Element inside the A series Apple chip. This guarantees privacy and security. Here’s the full statement from 9to5 Mac on the rollout:
Starting today, Adyen, SumUp, and Viva.com are the first payment platforms to offer Tap to Pay on iPhone across all five countries. Stripe is available in Austria, Czech Republic, Ireland, and Sweden; Global Payments with Erste Bank is available in Austria, Czech Republic, and Romania; Nexi is available in Austria and Sweden; Revolut is available in Austria and Ireland; myPOS and PAYONE are available in Austria; Square is available in Ireland; and Zettle by PayPal is available in Sweden. hobex in Austria, BOI Payment Acceptance\Global Payments in Ireland, and Surfboard Payments in Sweden will enable Tap to Pay on iPhone for their customers in the coming weeks. Tap to Pay on iPhone works with contactless credit and debit cards from leading payment networks, including American Express, Discover, Mastercard, and Visa.
What is Tap to Pay on iPhone?
Tap to Pay on iPhone is a feature that allows businesses to use their iPhone as a contactless payment terminal without needing additional hardware. With this feature, merchants can accept payments from customers simply by having them tap their contactless cards, iPhones, Apple Watches, Android devices, or Wear OS watches near the merchant’s iPhone, which uses NFC (Near Field Communication) technology to complete the transaction.
It works on all iPhones starting with the iPhone XS and processes transactions securely using the Secure Element inside Apple’s A series chip, ensuring privacy and data protection. This feature is especially useful for small businesses and mobile vendors, as it eliminates the need for dedicated payment terminals.
Tap to Pay on iPhone is compatible with contactless cards from major networks like American Express, Discover, Mastercard, and Visa, providing broad payment flexibility for businesses and customers alike.